PREDICTIVE ANALYTICS FOR CREDIT RISK ASSESSMENT: ENHANCING FAIRNESS, TRANSPARENCY, AND OVERSIGHT IN CREDIT DECISION OUTCOMES. Advance Journal of Econometrics and Finance, [S. l.], v. 3, n. 1, p. 126–135, 2025. DOI: 10.63075/8xjyfn53. Disponível em: https://ajeaf.com/index.php/Journal/article/view/131. Acesso em: 12 may. 2026.