The Impact Of Financial Inclusion And Institutional Quality On Bank Efficiency Moderated By Economic Freedom: Evidence From Low-Income Countries. Advance Journal of Econometrics and Finance, [S. l.], v. 4, n. 2, p. 55–64, 2026. DOI: 10.63075/hymz1666. Disponível em: https://ajeaf.com/index.php/Journal/article/view/280. Acesso em: 14 jun. 2026.