Adoption of Mobile Wallets in Pakistan: Trends, Determinants, and Financial Inclusion Implications (FY2019–FY2025). Advance Journal of Econometrics and Finance, [S. l.], v. 4, n. 2, p. 8–18, 2026. DOI: 10.63075/84q7qm48. Disponível em: https://ajeaf.com/index.php/Journal/article/view/271. Acesso em: 24 jun. 2026.