BALANCING WORK AND LIFE: HOW PERSONAL AND PROFESSIONAL HARMONY AND JOB ENGAGEMENT SHAPE WORKFORCE EFFECTIVENESS IN PAKISTANI ORGANIZATIONS EMPIRICAL EVIDENCE FROM PUBLIC AND PRIVATE SECTOR EMPLOYEES (2022–2026). (2026). Advance Journal of Econometrics and Finance, 4(2), 637-643. https://doi.org/10.63075/j8hs0p65