MODERATING EFFECT OF FINANCIAL LITERACY AND GOVERNMENT POLICIES ON THE RELATIONSHIP BETWEEN MICROFINANCE AND SOCIOECONOMIC CONDITIONS. Advance Journal of Econometrics and Finance, [S. l.], v. 3, n. 1, p. 12–29, 2025. DOI: 10.63075/ajeaf.v3i1.45. Disponível em: http://ajeaf.com/index.php/Journal/article/view/45. Acesso em: 1 may. 2026.