FinTech Adoption under Perceived Risk: The Mediating and Moderating Role of Trust, Usefulness, and Digital Literacy. Advance Journal of Econometrics and Finance, [S. l.], v. 4, n. 2, p. 331–344, 2026. DOI: 10.5281/zenodo.20009426. Disponível em: http://ajeaf.com/index.php/Journal/article/view/314. Acesso em: 4 may. 2026.